Bank Exams-Solved Question Papers from Previous Bank Examinations
b) Yamuna
c) Ganga
d) Kaveri
e) None of these
2. Who amongst the folIowing economists gave the concept of “economies of scale”, which says “many goods and services can be produced more cheaply in long series”?
b) Amartya Sen
c) Gary S Becker
d) Edmund S Phelps
e) Paul Krugman
3. Very often we read in newspapers/magazines about “Sovereign Wealth Funds”. Which of the following is/ are the correct description of the same?
b) Only B
c) Only C
d) Only A
e) None of these
4. Very often we read about Special economic Zones (SEZs) in newspapers. What is the purpose of promoting SEZs in India?
b) Only B
c) Only C
d) Both A & B only
e) None of these
5. The ratio of the Cash Reserves that the banks are required to keep with the RBI is known as
b) SLR
c) CRR
d) Net Demand & Time Liability
e) None of these
6. The-Govt ofIndia in order to provide some relief to the exporters announced a relief-package of Rs
b) 2500 cr
c) 4000 cr
d) 5000 cr
e) 7000 cr
7. The availability of cash and other cash-like marketable instruments that are useful in purchases and investments are commonly known as
b) Liquidity
c) Credit
d) Marketability
e) None of these
8. The White Tiger is a book written by
b) Arundhati Roy
c) VS Naipaul
d) Kiran Desai
e) Aravind Adiga
9. Besides USA and France, India has a Civil Nuclear Deal with
b) Russia
c) Germany
d) Canada
e) Australia
10. Jnanpith Award is given for excellence in the field of
b) Literature
c) Sports
d) Films
e) Social Services
11. As per newspaper reports, India’s trade gap has been showing a negative growth for the last few months. “Trade Gap” means what?
b) Gap between total imports and total exports
c) Gap between available liquidity and expected demand in next five months
d) Gap between budgeted revenue collection and actual collection of the same
e) None of these
12. ‘Equity schemes managed strong NAV gains, which, boost their assets’ was a news in some financial newspapers. What is the full form of the term NAVas used in above head lines?
b) Net Accounting Venture
c) Net Asset Value
d) New Asset Venture
e) None of these
13. As per reports published in various newspapers, mutual fund companies showed 94 per cent growth in their total profits during 2009-10. This means the profits earned by these companies were 94 per cent
b) more than their profits during previous year
c) of the total capital of the company
d) less than the total expenditure of the companies
e) None of these
14. As per the reports published in some major news papers “ADAG companies” made good profits during the year. ADAG companies are popularly known as
b) Aditya Birla Companies
c) Reliance Companies
d) Companies owned by Aptech
e) None of these
15. “Mutual Funds reported exceptional performance in 2009-10” was the news in major financial news papers recently. What is a mutual fund?
b) Only B
c) Only C
d) All A, B & C
e) None of these
16. We very frequently read about Europe’s sovereign debt crisis these days. Which of the following statements/is/are true about the same?
b) Only B
c) OnlyA & B
d) All A, B & C
e) None of these
17. As per the announcement made by the RBI, some Stock Exchanges in India are allowed to introduce Plain Vanilla Currency Options. The term Plain Vanilla Currency Options is associated with which of the following activities/operations?
b) Floating of Commercial Papers
c) Launch of new mutual funds
d) Deciding the opening price of a share on a particular” business day
e) None of these
18. The process of “Artificial Application of Water to the soil usually for assisting in growing crops” is technically known as
b) irrigation
c) water recharging
d) percolation
e) none of these
19. Waste Water generates which of the following gases. which is more powerful and dangerous than C02?
b) Sulphur dioxide
c) Hydrogen
d) Methane
e) None ofthese
20. Which of the following days was observed as World Water Day 2010?
b) 22nd July
c) 22nd March
d) 20th May
e) None of these
21. “Indira Gandhi Canal”, which is around 450 km long, provides irrigation facility mainly to which of the following states?
b) Haryana
c) Madhya Pradesh
d) Gujarat
e) Rajasthan
22. Who amongst the following is the director of the popular Hindi film “OyeLucky ! Lucky Oye”?
b) David Dhavan
c) Dibakar Banerjee
d) R Balakrishnan
e) None of these
23. Which of the following is NOT a missile developed by the Defence Research and Development. Organisation (DRDO) ?
b) Pinaka
c) Brahmos
d) Agni
e) Nag
24. Which ofthe following metals is used for generation of Nuclear Energy by most of the Nuclear Power Plants?
b) Platinum
c) Uranium
d) Nickel
e) None of these
25. Indus Water Treaty is a pact on’ sharing of river water between India and
b) Pakistan
c) Nepal
d) Afghanistan
e) Myanmar
26. Which of the following is/are considered a Renewable Source of Energy?
b) OnlyB
c) OnlyC
d) Only A & B
e) All A, B’ & C
27. Mrs. Pratibha Patil is the _______the President of India
b) 11th President of India
c) 12th President of India
d) 1st President of India
e) 15th President of India
28. How many intertwined rings are shown in the Olympic Flag used these days in the games?
b) Six
c) Seven
d) Three
e) None of these
29. India’s ‘Look East’ trade policy is designed to help particularly members of which of the following group of nations?
b) ASEAN
c) WTO
d) NAT
e) EU
30. Which of the following countries has signed a 22-Point Agreement with Madhesi People’s Right Forum (MPRF)?
b) Nepal
c) India
d) Bangladesh
e) Myanmar
31. ‘Brahmos’ is designed to be used by which of the following?
b) Indian Army
c) Indian Air Force
d) Border Security Force
e) All of these
32. Which of the following agencies/organisations is setting up India’s first Natural Resource Data Centre in Kolkata?
b) SEBI
c) NABARD
d) S~C
e) BARC
33. The Finance Minister ofIndia recently made a mention that Infrastructure Development in India should be done on PPP model only. What is the full form of’PPP’?
b) Public Private Partnership
c) Purchase Produce Provide
d) People’s Programme & Priority
e) None of these
34. The Global Non-Violence Day was observed on which of the following days?
b) 14th November
c) 19th September
d) 2nd October
e) 30th January
35. The period for 11 th Five Year Plan is
b) 2006-11
c) 2007-12
d) 2008-13
e) None of these
36. Who amongst the following has played the main/lead role in the film Chak De India?
b) Salman Khan
c) Aamir Khan
d) Shah Rukh Khan
e) None of these
37. ‘Ranji Trophy’ is associated with the game of
b) Football
c) Badminton
d) Cricket
e) Tennis
38. Which ofthe following awards is given for excellence in literary work?
b) Shanti Swamp Bhatnagar Award
c) DronacharyaAward
d) Arjuna Award
e) Pulitzer Prize
39. Roger Federer, who won the US Open 2007 Tennis Championship, is a citizen of
b) France
c) Russia
d) USA
e) Switzerland
40. Which of the following awards is NOT a ‘Gallantry I Award’?
b) Vir Chakra
c) Vishista Sewa Medal
d) Ashok Chakra
e) Saraswati Saminan
41. As per the to Commerce Ministry data released on 2 January 2012, India’s exports recorded their slowest pace of growth in two years in November 2011. What was the per centage of growth recorded?
b) 3.8%
c) 2.2%
d) 0.94%
42. The capital market regulator SEBI on 3 January 2012 allowed auctioning of securities through stock exchanges and introduced a new method for institutional placement of stocks. Which of the following facts related to the above statement is/are not true?
b) Only 3
c) Only 2
d) Only 4
43. What is the Finace Ministry’s decision on the rates applicable on small savings instruments schemes that would be announced on April 1 each year?
b) rate would change in the first qurter of that respective year
c) rates would change depending on different maturity period
d) rates would remainvalid for six months post the maturity
44. Scientists discovered unknown species off the coast of Antarctica. Consider the following statements: i) The temperature in this region rises to 380 degree Celsius. Ii) There is plenty of light in this region.
b) Only ii
c) Both i and ii
d) Neither i nor ii
45. Scientists produced artificial human semen to help infertile men. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
46. Health Authorities in Australia recently detected Deadly Disease, Murray Valley Encephalitis. The disease is caused by the__.
b) Mosquitoes
c) Birds
d) Dogs
47. Which PSU announced on 2 January 2012 that its board approved in a meeting held on 30 December 2011 the switching over to internationally-accepted Gross Caloric Value-based pricing mechanism?
b) ISPAT
c) CIL
d) IOC
48. Mukesh Ambani’s Reliance Industries Ltd (RIL) entered the media and entertainment sector by making a major investment in one of India’s largest broadcast companies. Name the broadcast company.
b) Adlabs Films
c) Balaji Telefilms
d) Bag Films
49. India approved the acquisition of French advanced missile systems to arm the Mirage-2000 fighter jets. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
50. The Union government approved Katra-Quazigund Railway line project. The project is located in__.
b) Bihar
c) Punjab
d) Haryana
51.
b) Only 4
c) 2 & 3
d) Only 2
52. Lok Sabha on 27 December 2011 passed the Lokpal and Lokayukta bill, 2011. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
53.
b) Only4
c) Only 3
d) 1 & 4
54. According to the RBI data, India’s foreign exchange reserves fell by what amount to $302.1 billion during the week ended 16 December 2011 on account of a fall in foreign currency assets?
b) $3.33 billion
c) $5 billion
d) $5.75 billion
55. Telecom Commission, the decision-making body of the Department of Telecommunications recommended a uniform licence fee of what per cent of adjusted gross revenues (AGR) as against the prevalent rate of 6-8 per cent?
b) 8%
c) 5.2%
d) 9.3%
56. NASA’s Kepler mission discovered the first Earth-size planets orbiting a sun-like star outside our solar system. These planets are called ___ and____.
b) Kepler-20a; Kepler-20b
c) Kepler-20c; Kepler-20d
d) Kepler-20m; Kepler-20n
57. Scientists at the Salk Institute for Biological Studies report discovered a missing link between the body’s biological clock and sugar metabolism system. Consider the following statements
i)
b) Neither i nor ii is correct.
c) Only i is correct.
d) Only ii is correct.
58. Name the gene found by the neuroscientists, which could help in creating and altering memory.
b) Npas 4
c) Npas 3
d) Mpas 2
59. Name the Rashtriya Lok Dal (RLD) leader who was inducted into the Union Cabinet as civil aviation minister on 18 December 2011.
b) Jayant Chaudhary
c) Devendra Nagpal
d) Sanjay Singh Chauhan
60. Popularly known as Adam Gondvi, this Hindi poet who wrote revolutionary poetry focusing on the pathetic state of dalits and the poor breathed his last in Lucknow on 18 December 2011. Name the poet.
b) Ram Nath Singh
c) Uday Prakash
d) Shail Chaturvedi
e) Naresh Mehta
61. The Union cabinet of India on 22 December 2011 approved __ percent share for minorities within the 27% OBC quota in jobs and university seats.
b) 5.6
c) 3.4
d) 5
62. The Manipur Legislative Assembly passed the Manipur Lokayukta Bill, 2011. Manipur will be the __state in North-Eastern India to have alegislation of Lokayukta.
b) Third
c) First
d) Fourth
63.
b) Only 1
c) 1 & 4
d) Only 4
64. The enigmatic leader of North Korea Kim who led his nation for 17 years through a devastating famine while frustrating the United States and other global powers with approach to talks on giving up nuclear arms in return for food and other assistanceon died on 17 December 2011 after he suffered a massive heart attack. Name the leader
b) Kim Il-sung
c) Kim Jong-un
d) Kim Jong-chul
65. Which Controversial film based on the 116-year-old Mullaperiyar dam and directed by Sohan Roy made it to a shortlist for the Oscars under the Best Picture category?
b) Undefeated
c) Project Nim
d) Dam 999
66. India and Australia on 16 December 2011 signed an agreement to amend DTAA (Double Taxation Avoidance Agreement). DTAA was signed between India and Australia in__.
b) 1991
c) 1992
d) 1995
67. The Indian women’s hockey team defeated Ireland 4-1 win to clinch the bronze medal in the four-nation tournament held in Parana, Argentina in December 2011. Which team won the gold medal?
b) USA
c) Argentina
d) Pakistan
68. Who defeated ace badminton player and World No. 4 Saina Nehwal of India in the women’s singles final of the $500000 BWF World Super Series badminton championship in China on 18 December 2011?
b) Xie Xingfang
c) Xu Huaiwen
d) Wang Yihan
69. Which India striker was on 20 December 2011 voted Player of the Year by the All India Football Federation?
b) Savio Medeira
c) Kyrshan Lyngshing
d) Babu Mani
70. Diesel consumption in Delhi declined by a startling 26% in 2010-11 compared to 2009-10. Delhi was however found to have used 2.24% more petrol in the same period. As per the latest Delhi government figures, the consumption of diesel in the city stood at what amount in 2010-2011?
b) 7.5 lakh metric tonnes
c) 8.11 lakh metric tonnes
d) 6 lakh metric tonnes
71. Fears of continuing economic slowdown, lack of decision making at the centre, rising fiscal deficit combined with not-so-impressive revenue collections upset Dalal Street investors on 20 December 2011. Which of the foolowing facts related to the above statement is/are not true?
b) 3 & 4
c) Only 3
d) Only 2
72. Credit rating agency Moody’s on 21 December 2011 upgraded the credit rating of the Indian government’s bonds from the speculative to investment grade. Which of the following facts related to the above statement is/are true?
b) Only 1
c) 1 & 3
d) Only 4
73. According to official data released here on 22 December 2011, food inflation dropped sharply to an almost four-year low of what per cent during the week ended 10 December indicating an overall easing of prices?
b) 1.32%
c) 1.81 %
d) 2.32%
74. Which of India’s leading commodity bourses on 20 December 2011 became the world’s fifth-largest commodity futures exchange?
b) Bharat Diamond Bourse
c) Multi Commodity Exchange
d) Bombay Stock Exchange
75. Ravi Ruia decided on 21 December 2011 to step down as chairman of which of the following London-listed after a trial court admitted a criminal chargesheet filed by the investigating agency, CBI?
b) Essar Shipping
c) Essar Oil
d) Eaasr Technologies
76. Which company won the award for Alternative Thinking and Driving Positive Change in the Fleet Owner category at the Mahindra Navistar Transport Excellence Awards 2011 at Hotel Ashok here on 20 December 2011?
b) Hero Group
c) Edu Comp
d) Agarwal Packers & Movers
77. Which PSU lender decided to aggressively market its gold loan scheme for farmers to prevent defaults after the agriculture sector witnessed a sharp spike in bad debt in the past one year?
b) United Bank of India
c) Industrial Development Bank of India
d) State Bank of India
78. Who did the Central Government appoint as Chairman and Managing Director (CMD) of Andhra Bank?
b) O. P. Bhatt
c) Pratip Chaudhuri
d) S. Vishvanathan
79. The directorate general of hydrocarbons (DGH), the technical arm of the oil ministry approved which company’s proposal to commence production from Bhagyam, the second-largest oil field in the Rajasthan block?
b) ONGC
c) Cairn India
d) Indian Oil
80. Scientists discovered that the protein__ is responsible for regulating fatty acid oxidation in the liver and is critical for metabolism.
b) CTP1
c) CTT1
d) CPT2
81. British Scientists recently developed a technology to produce pocket TV. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
82. Scientists developed a hydrogel that regenerate healthy and scar-free tissue on skin damaged by severe burns. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
83. The Sangita Kalanidhi M.S. Subbulakshmi Award was presented to whom at the inauguration of the 85th annual conference of the Music Academy in Chennai on 15 December 2011?
b) Trichy Sankaran
c) Subramania Pillai
d) Subramaniyam Iyer
84. The 40th anniversary of vijay diwas was celebrated on which day marking the finest hour of the Indian armed forces when they defeated Pakistan, leading to the creation of Bangladesh in 1971?
a) 12 December
b) 15 December
c) 16 December
d) 18 December
85. The Himachal Pradesh Cabinet on 15 December 2011 approved amendment to the state industrial policy. Consider the following statements:
b) Only i is correct.
c) Only ii is correct.
d) Neither i nor ii is correct.
86. The Supreme Court of India directed Tamil Nadu to ensure that the water level in the Mullaperiyar dam does not exceed __but declined to entertain Kerala’s plea for reducing the level to__.
b) 120 feet; 136 feet
c) 140 feet; 112 feet
d) 150 feet; 140 feet
87. A parliamentary committee on 13 December 2011 rejected the proposal to allow what percentage foreign direct investment in the insurance sector?
b) 49%
c) 43%
d) 29%
88. According to data from research body All India Organisation of Chemists and Druggists (AIOCD), Indian drugmakers posted a certain per cent month-on-month growth in sales of November 2011 which was the highest in the past 14 months. What was the per cent of sales growth projected for the month?
b) 31%
c) 21%
d) 43%
89. The government waived loan of handloom weavers in India to help revive the sector under the scheme of Revival, Reform and Restructuring Package for Handloom Sector. What amount of loan was waived?
b) Rs 420.66 crore
c) Rs 506.64 crore
d) Rs 3521 crore
90. A committee on mutual funds, constituted by SEBI in december 2011 recommended to the regulator’s board to break down the bifurcation within the fee structure known as expense ratio. Which of the following facts are not true with regard to the above statement?
b) 3 & 4
c) 1 & 3
d) Only 2
e) None of the above
91.
Which player became the first player to win the Orders of Merit on both sides of the Atlantic on 11 December 2011 when he shot a closing 66 to finish third in the Dubai World Championship?b) Alvaro Quiros
c) Rory McIlroy
d) Paul Lawrie
92. Which country defeated Spain 1-0 to win for the 4th time hockey’s Champions Trophy title on 11 December 2011?
b) New Zealand
c) Australia
d) Greece
93. Name the woman squash player who on 10 December 2011 annexed the elusive women’s title while in the Senior National Squash Championship in Chennai.
b) Dipika Pallikal
c) Anaka Alankamony
d) Sushma Pillai
94.
b) Only 3
c) 1 & 4
d) Only 4
95. Bank lending to the priority sector grew at what percentagein October 2011 on an annual basis due to lower offtake by agriculture and MSME segments as well as decline in micro credit?
b) 12%
c) 13.7%
d) 8.3%
96. With the inauguration of the first state-of-the-art ATDC-SMART (Skill for Manufacturing Apparels through Research and Training) in Egmore, Chennai, the Ministry of Textiles launched which of the following schemes?
b) Integrated Skill Development Scheme
c) Technology Upgradation Fund Scheme (TUFS) For Textile
d) Rural Textiles Technology Development Skill
97. Which bank signed a memorandum of understanding with Life Insurance Corporation of India (LIC) to use the National Electronic Funds Transfer (NEFT) facility to facilitate electronic funds transfer of policy payments to policyholders?
b) Corp Bank
c) Indian Overseas Bank
d) Dhanlaxmi Bank
98. World Aids Day is observed anually on 1 December 2011. What was the theme of World AIDS Day 2011?
b) Stigma and Discrimination
c) Women & AIDS
d) Force For Change: World AIDS Campaign With Young People
99.
b) Only 3
c) 2 & 4
d) 1 & 4
100. The Golden Peacock Award for the Best Film was given to which of the following films at the 42nd International Film Festival of India which came to an end at the Kala Academy in Panaji, Goa on 3 December 2011?
b) an Israeli film Restoration
c) Columbian Film Porfirio
d) Malayalam film Adaminte Makan Abu
Answer | |||||||
1. | (c) | 26. | (d) | 51. | (b) | 76. | (d) |
2. | (e) | 27. | (c) | 52. | (a) | 77. | (d) |
3. | (d) | 28. | (a) | 53. | (c) | 78. | (a) |
4. | (d) | 29. | (b) | 54. | (a) | 79. | (c) |
5. | (c) | 30. | (b) | 55. | (b) | 80. | (a) |
6. | (d) | 31. | (b) | 56. | (a) | 81. | (a) |
7. | (b) | 32. | (c) | 57. | (a) | 82. | (a) |
8. | (e) | 33. | (b) | 58. | (b) | 83. | (b) |
9. | (b) | 34. | (d) | 59. | (a) | 84. | (c) |
10. | (b) | 35. | (c) | 60. | (b) | 85. | (a) |
11. | (b) | 36. | (d) | 61. | (a) | 86. | (a) |
12. | (c) | 37. | (d) | 62. | (b) | 87. | (b) |
13. | (b) | 38. | (e) | 63. | (b) | 88. | (c) |
14. | (c) | 39. | (e) | 64. | (a) | 89. | (d) |
15. | (a) | 40. | (e) | 65. | (d) | 90. | (d) |
16. | (a) | 41. | (b) | 66. | (b) | 91. | (a) |
17. | (a) | 42. | (c) | 67. | (c) | 92. | (c) |
18. | (b) | 43. | (a) | 68. | (d) | 93. | (b) |
19. | (d) | 44. | (a) | 69. | (a) | 94. | (b) |
20. | (c) | 45. | (a) | 70. | (c) | 95. | (a) |
21. | (e) | 46. | (a) | 71. | (d) | 96. | (b) |
22. | (c) | 47. | (c) | 72. | (a) | 97. | (d) |
23. | (a) | 48. | (a) | 73. | (c) | 98. | (a) |
24. | (c) | 49. | (a) | 74. | (d) | 99. | (b) |
25. | (b) | 50. | (a) | 75. | (a) | 100. | (c) |