Systematic Investment Plans (SIPs) are a disciplined way to invest in mutual funds. By investing a fixed amount at regular intervals, investors can build wealth over time while benefiting from rupee cost averaging. SIPs have become a go-to investment option for millions of retail investors in India, offering an simple, easy and systematic approach to participate in equity markets.
SIP inflows hit an all-time high of ₹ 26,459 crore in December 2024. This indicates that disciplined and commited investors are continuing to contribute, even as others exit these SIPs. However, the net addition of active SIP accounts was just 0.9 million—the lowest in seven months—signaling a potential slowdown in retail participation growth.